Let's talk affordability. An adorable condo in central Clearwater, close to everything you can imagine for under $120,000? You likely won't find a rental for as little as the payment on this unit. Not to mention - you own it, a piece of the American Dream. Welcome to 24862 US HIGHWAY 19 N, #1604, a beautifully updated 1-bedroom, 1-bath villa in the highly desirable Hill Crest Villas community, conveniently located in central Clearwater just off US 19. This light and bright home features an updated kitchen with granite countertops and newer stainless steel appliances, along with an in-unit washer and dryer for ultimate convenience. The living room is currently sectioned off to create an additional bedroom space, offering flexibility for guests, a home office, or hobby area, but it can easily be converted back into a spacious, open living area by removing a partician that is not attached the floors or wall. The primary bedroom includes custom closets, maximizing storage and organization, and additional flexible spaces allow you to tailor the home to your lifestyle. Modern upgrades provide peace of mind, including a water heater replaced in 2019, and an impact-rated sliding glass door. Step outside to your private back patio with a newer white vinyl fence, perfect for morning coffee, evening relaxation, or a little outdoor entertaining. You're just steps away from the community pool and clubhouse, making it easy to enjoy resort-style amenities without leaving home. The villa's central location also puts you close to Countryside Mall, shopping, dining, entertainment, and all the conveniences of Clearwater living. With abundant natural light, clean finishes, and thoughtful updates throughout, this home combines comfort, style, and flexibility in a turnkey package. The HOA fee is affordable at $439/month, and the land lease fee is only $90.17/month, making this an exceptional opportunity to enjoy easy, low-maintenance Florida living. The unit has never flooded and has a newer roof, parking lot paved and fully funded reserves. One reserved parking spot in front of condo and marked with the unit number with tons of guest parking. Do you have a college student that needs housing? Look into a Kiddie-condo loan with as little as 5% down. Tax right off rather than paying rent for a dormitory or apartment for your student. We have the resources!